Get a Loan Without the Runaround.
“We finally have a real SBA lender; all transactions need to go to Dina.”
— Business Broker
Borrow up to $10 Million
SBA Loans Just Got Bigger: What the New $10M Limit Means for You
Starting July 4, 2026, the SBA doubled how much eligible small businesses can borrow across its two flagship loan programs — from a combined $5 million to a combined $10 million.
How it works:
The SBA "decoupled" the 7(a) and 504 programs, so they now run on separate ceilings instead of sharing one combined cap. That means a qualified borrower can access:
Up to $5 million through an SBA 7(a) loan — working capital, business acquisition, debt refinancing, or equipment
Up to $5 million through an SBA 504 loan — owner-occupied real estate, ground-up construction, or long-life equipment
Both loans at once, for up to $10 million in total SBA-backed financing
Nationwide Lending With a Wide Variety of Capabilities.
Total Loan Solutions can source financing for the purposes of acquisition, refinance, debt restructuring, and construction.
Understanding your needs is the first step of our process. Our team works tirelessly to get you things moving efficiently while removing obstacles that hinder the deal.
SBA Loans
SBA Pari Passu
USDA B&I
Conventional CRE
Loan Parameters
LTV: up to 100%
Loan terms: up to 25-years
Amortization: up to 30-years
Rates: up to 10-year fixed; various adjustments
SBA Lending Done Right
Explore the capabilities of the SBA 7(a) loan; used as a valuable tool for borrowers to build their businesses with longer repayment periods and competitive interest rates.
SBA 7(a) Loan | Use of Proceeds
Business Acquisition
Business Expansions
Start-up Financing
Partner Buyouts
Refinancing Existing Business Debt
Working Capital
Purchase of Equipment, Inventory and/or Materials
Purchase of Real Estate
Construction
Expert Team
Exclusive Network
Proprietary Process
Nationwide Reach
Exclusive Network.
Expertise You Can Count On.
Total Loan Solutions provides nationwide loan sourcing and finance options through our extensive, premiere network. Our team is comprised of industry leaders who have created an exclusive connection of financial institutions and lender partners, brought together to offer incomparable opportunities for all your financing needs.
Comprehensive Lending Solutions.
Opportunities and finance options for all your revenue goals.
MARC LOANS
The MARC Loan is the first loan program dedicated exclusively to small manufacturers - giving small businesses access to working capital to grow, take on new projects, and expand operations. Loans can be structured as revolving lines of credit or term loans, and can be used for any short-term working capital need—from inventory purchases to scaling production. Reach out to learn more.
The pillar of our core values is built on bringing efficient, timely answers to our clients. We accomplish this with our proprietary process for reviewing and analyzing loans in the pre-screen stage. Dina is dedicated to the success of our borrowers, bringing solutions and a roadmap to every discussion. Get in touch today to learn about your financing options.
Dina Kroshkin
SVP, National Production Manager
Dkroshkin@TLSnationwide.com
“Some of the best loans our team has originated has been in partnership with Total Loan Solutions. Once they find a loan option that is a good fit for your client, they are not content to just hand their broker partners off to the lender and walk away. They employ a full-service approach to loan closings and have been instrumental in removing various on-boarding, loan processing, and closing obstacles over the years we have worked with them.”
— Brokerage, California